Innovative and user friendly banking services for organizations and individuals to bank and make payments with ease and convenience.


About Us

XENIO is a financial solution provider offering neobanking products for financial companies. With XENIO you can start your neobanking services in a matter of hours.


Tailor made financial solutions

Debit Cards

Debit card is branded card that utilizes an automated clearing house (ACH) to directly debit consumer accounts. The debit card offers secure transactions through PIN protection.

Personal Accounts

Our personal Accounts include both savings and checking accounts which are designed for regular transactions. We also offer debit cards that you can use like a prepaid debit card. You can swipe/dip/tap the card to make purchases or withdrawals from ATMs. Xenio also offered Xenio Savings and Secured Line of Credit Account which is a revolving line of credit that allows funds to be borrowed, repaid and then borrowed again. The Line of Credit is secured by funds from your Xenio savings or money market account.

Business Accounts

Business checking account enables our customers to track thier business transactions and help monitor your business's profitability.

Payments Services

Xenio is also a payment service provider that assists businesses to accept a wide range of online payment methods, such as online banking, credit cards, debit cards, e-wallets, cash cards, and more. Xenio will ensure customer’s transactions make it from point A to point B, safely and securely.

Time and Pay Management

Time and Pay management system is a web-based, fully-mobile time and payroll solution. Components include powerful, yet easy to use time clocks, staff and management time cards with full data exporting to the payroll module. Approve time cards in no-time and reduce the time spent working on your payroll as well as eliminating costly data entry errors and the need to manually cut adjustment checks.

Accounting System

Accounting system is available to our business customers. This built in accounting application software enable business to record and process accounting transactions within functional modules such as accounts payable, accounts receivable, journal, general ledger, payroll, and trial balance. It is an accounting information system.

Why choose us

Get paid immediately with direct deposits feature. With direct deposit, payroll funds clear instantly, giving you immediate access to your hard-earned cash. Xenio offers an early direct deposit which allows you to get paid up to two days early.

  • Trust

    We understand the needs of our customers, respect them, and offer relevant service. Gaining our customer's trust is important to us as a company and we plan to earn our customers’ trust.

  • Reward

    Get 500 bonus points on opening an account and earn points on every $$$ you spend.

  • Flexible

    We are open 24x7x365. We are open all the time to serve you at your own convenience from anywhere at any time. Our Mastercard and Visa® Debit Cards can be used anywhere MasterCards/ Visa® cards are accepted.

  • Customer Centric

    Our focus is on our customers. Our entire vision is centered on making our customers happy by meeting their financial needs through Xenio “One Stop Financial Hub”.

  • Reliable

    Exceeding our customers’ expectations.



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Start with XENIO!